imagesThis year, give a gift of financial wisdom — something they are unlikely to want to return.

Is it okay to give a girlfriend a book on healthful eating if she’s been complaining that she needs to lose weight?

Would you offend a relative if you gave him a book about trimming his debt if you know it has been bothering him all year?
Such presents might not elicit an initial exclamation of glee, but a gift of knowledge is something a recipient won’t need to take back to the store.

So, as I’ve done in the past, rather than just one Color of Money Book Club selection this month, I’d like to recommend a list of personal-finance titles that would make good holiday gifts and possibly change lives for the better.

Click Here to Read Michelle Singletary’s Personal Finance Column in The Washington Post

A recent study by the Transamerica Center for Retirement Studies found that most workers 50 and older (54 percent) plan to continue working, at least part time, after they retire. Here are some books to help someone in that stage of life:

Getting-the-Job-You-Want-Book-Cover1“Getting the Job You Want After 50 for Dummies” by Kerry Hannon. Don’t let the “Dummies” brand deter you from giving this book to someone. It’s full of smart advice. “The fact that people are living longer, healthier lives opens the doors to possibilities of a variety of work you may want to pursue,” Hannon writes. “Think of it as a bonus chapter of your life.”

It’s not just knowledge that is power, but the right knowledge. Give a gift that can empower someone.

By Michelle Singletary Columnist

Michelle Singletary writes the nationally syndicated personal finance column, “The Color of Money.

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