{"id":9910,"date":"2023-10-23T08:14:50","date_gmt":"2023-10-23T12:14:50","guid":{"rendered":"https:\/\/kerryhannon.com\/?p=9910"},"modified":"2023-10-23T08:14:50","modified_gmt":"2023-10-23T12:14:50","slug":"more-retirees-are-unretiring-whats-that-all-about","status":"publish","type":"post","link":"https:\/\/kerryhannon.com\/?p=9910","title":{"rendered":"More retirees are Unretiring. What&#8217;s that all about?"},"content":{"rendered":"<div id=\"caas-content-body\">\n<div id=\"content-wrapper\">\n<div id=\"module-article\">\n<div id=\"caas-art-b51d0e69-f468-4073-834a-d07f7192ae23\" class=\"caas caas-cc finance enableCommentsCountViaOpenweb enableEVPlayer enableExpApi enableGAMAds enableGAMMomentsAds enableInArticleAd enableSingleSlotting enableVideoDocking enableXrayCardsFollowButton enableXrayEntityAboutFacts enableXrayHyperloopCards enableXrayNcp enableXrayTickerEntities exposeYctIds filterNonGdprEmbeds hulkMonalixaUpsell noRapidClickClass outStream showCommentsIconInShareSec caas-click-attached\" data-assets=\"[]\" data-device=\"desktop\" data-i18n=\"{&quot;{0} hr ago&quot;:&quot;{0} hr ago&quot;,&quot;{0} min ago&quot;:&quot;{0} min ago&quot;,&quot;{0} Views&quot;:&quot;{0} Views&quot;,&quot;LESS&quot;:&quot;Less&quot;,&quot;MORE&quot;:&quot;More&quot;,&quot;JUST_NOW&quot;:&quot;Just now&quot;,&quot;SEE {0} MORE&quot;:&quot;See {0} more&quot;,&quot;SEE_LESS&quot;:&quot;See less&quot;,&quot;SEE_MORE&quot;:&quot;See more&quot;,&quot;VIDEO_A11Y_DISABLE_FULLSCREEN&quot;:&quot;Full Screen, button, disabled, temporarily not available for screen reader users&quot;}\" data-lang=\"en-US\" data-tz=\"America\/New_York\" data-params=\"{&quot;features&quot;:{&quot;enableCommentsCountViaOpenweb&quot;:true,&quot;enableEVPlayer&quot;:true,&quot;enableExpApi&quot;:true,&quot;enableGAMAds&quot;:true,&quot;enableGAMMomentsAds&quot;:true,&quot;enableInArticleAd&quot;:true,&quot;enableSingleSlotting&quot;:true,&quot;enableVideoDocking&quot;:true,&quot;enableXrayCardsFollowButton&quot;:true,&quot;enableXrayEntityAboutFacts&quot;:true,&quot;enableXrayHyperloopCards&quot;:true,&quot;enableXrayNcp&quot;:true,&quot;enableXrayTickerEntities&quot;:true,&quot;exposeYctIds&quot;:true,&quot;filterNonGdprEmbeds&quot;:true,&quot;hulkMonalixaUpsell&quot;:true,&quot;noRapidClickClass&quot;:true,&quot;outStream&quot;:true,&quot;showCommentsIconInShareSec&quot;:true},&quot;config&quot;:{&quot;authorBylineCollapseLineCount&quot;:2,&quot;commerceQuickOverviewLimit&quot;:5,&quot;freezeOnLinkClick&quot;:true,&quot;lazyOffsetY&quot;:1300,&quot;livecoverage&quot;:{&quot;defer&quot;:false},&quot;imageCaptionCollapseLineCount&quot;:3,&quot;slideshowCaptionCollapseLineCount&quot;:2,&quot;uiShowPreviousButtonOnLoad&quot;:true,&quot;prestigeScrollMarginTop&quot;:-72}}\" data-space-id=\"1197809822\">\n<article class=\"caas-container\" tabindex=\"-1\" role=\"article\">\n<div class=\"caas-body-wrapper\">\n<div class=\"caas-body-content\">\n<div class=\"caas-body-inner-wrapper\">\n<div class=\"caas-body-section\">\n<div class=\"caas-content wafer-sticky\" data-wf-sticky-boundary=\"caas-body-section\" data-wf-sticky-offset=\"165px 10px\" data-wf-sticky-target=\".caas-share-buttons\">\n<div class=\"caas-share-section xray-side-rail\"><\/div>\n<div class=\"caas-content-wrapper\">\n<div class=\"caas-xray-wrapper caas-xray-wrapper-type-cards caas-xray-wrapper-position-top\">\n<div class=\"fireplace-module fireplace-xray fireplace-device-desktop fireplace-card-follow-button-popover-container\">\n<div id=\"sign-in-popover-4d625f56-d2a4-4812-bfcc-dacc206d8b75\" class=\"fire-xray-sign-in-popover wafer-toggle\" data-wf-toggle-class=\"clickOutside:remove:fire-xray-sign-in-popover-open\">\n<div class=\"fire-xray-sign-in-popover-arrow\"><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen-Sans, Ubuntu, Cantarell, 'Helvetica Neue', sans-serif;\">Richard Eisenberg retired in 2022.<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"caas-body\">\n<p>At 65, he stepped away from his job as managing editor for &#8220;Next Avenue,&#8221; the PBS website for people over 50, where he had worked for a decade.<\/p>\n<p>&#8220;I had a rough idea of what my retirement would be,&#8221; Eisenberg told Yahoo Finance. &#8220;I knew I would be &#8216;unretiring&#8217; since I still wanted to be doing some writing, some editing, and some teaching, but not all the time.&#8221;<\/p>\n<p>So far, he has. Eisenberg, who lives in Westfield, N.J., explores &#8220;unretirement&#8221; in his expert columns, podcast and teaching posts, including an online NYU master class.<\/p>\n<p>&#8220;I&#8217;m seeing a lot of curiosity about the idea,&#8221; he said. &#8220;I&#8217;m still a little surprised that it seems like such a foreign concept to people.&#8221;<\/p>\n<p><strong><a href=\"https:\/\/finance.yahoo.com\/news\/unretiring-more-retirees-are-going-back-to-work-because-they-want-to--or-need-to-123203300.html\">Read on Yahoo Finance<\/a><\/strong><\/p>\n<p>A growing number of retirees like Eisenberg have stepped off the sidelines and headed back to work, especially after many were forced to retire in the pandemic, according to\u00a0<a class=\"link \" href=\"https:\/\/www.troweprice.com\/personal-investing\/resources\/insights\/unretiring-why-recent-retirees-want-to-go-back-to-work.html\" target=\"_blank\" rel=\"noopener sponsored\" data-i13n=\"cpos:1;pos:1\" data-ylk=\"slk:a new report;cpos:1;pos:1;elm:context_link;itc:0\" data-rapid_p=\"18\" data-v9y=\"0\">a new report<\/a>\u00a0from T. Rowe Price. Around 7% of retirees are looking for work in retirement, while 20% say they\u2019re already working part time or full time.<\/p>\n<p>&#8220;In 2021, during the pandemic, that percentage was 10%,&#8221; Judith Ward, a certified financial planner and thought leadership director at T. Rowe Price, told Yahoo Finance. &#8220;They might have been forced to retire, and now we&#8217;re seeing that they are reentering the workforce.&#8221;<\/p>\n<p><a class=\"link yahoo-link\" href=\"https:\/\/finance.yahoo.com\/personal-finance\/social-security-2024-cola-increase-184950417.html\" data-i13n=\"cpos:2;pos:1\" data-ylk=\"slk:Read more: How to find out your 2024 Social Security COLA increase;cpos:2;pos:1;elm:context_link;itc:0;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" data-rapid_p=\"19\" data-v9y=\"0\"><em>Read more: How to find out your 2024 Social Security COLA increase<\/em><\/a><\/p>\n<figure class=\"caas-figure\">\n<div class=\"caas-figure-with-pb\">\n<div>\n<div class=\"caas-img-container\"><img decoding=\"async\" class=\"caas-img caas-lazy has-preview caas-loaded\" src=\"https:\/\/s.yimg.com\/ny\/api\/res\/1.2\/1aQKEY0.SnQY4rMgS2bKoQ--\/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTcyMDtjZj13ZWJw\/https:\/\/s.yimg.com\/os\/creatr-uploaded-images\/2023-10\/5711c3b0-6474-11ee-9fef-be7d4324490e\" alt=\"&quot;Unretiree&quot; Richard Eisenberg teaching students at the NYU Summer Publishing Institute 2023 (Photo courtesy of Eisenberg)\" data-caas-lazy-loading-init=\"1\" \/><\/div>\n<\/div>\n<\/div>\n<div class=\"caption-wrapper caption-aligned-with-image\">\n<div class=\"caption-wrapper caption-aligned-with-image\"><\/div>\n<\/div><figcaption class=\"caption-collapse\" data-id=\"m-0\">&#8220;Unretiree&#8221; Richard Eisenberg teaching students at the NYU Summer Publishing Institute 2023 (Photo courtesy of Eisenberg)<span class=\"caption-credit\">\u00a0(Richard Eisenberg)<\/span><\/figcaption><\/figure>\n<p>The two main reasons for coming back into the workforce are a tale of opposites. While 45% chose to work for social and emotional benefits like Eisenberg, a slightly larger percentage \u2014 48% \u2014 felt they needed to work for financial reasons.<\/p>\n<p>Older adults, those age 65 and older, represent the\u00a0<a class=\"link \" href=\"https:\/\/homelessness.ucsf.edu\/\" target=\"_blank\" rel=\"noopener sponsored\" data-i13n=\"cpos:3;pos:1\" data-ylk=\"slk:fastest growing group of homeless;cpos:3;pos:1;elm:context_link;itc:0\" data-rapid_p=\"20\" data-v9y=\"1\">fastest growing group of homeless<\/a>, while\u00a0<a class=\"link \" href=\"https:\/\/www.census.gov\/content\/dam\/Census\/newsroom\/press-kits\/2023\/iphi\/20230912-iphi-slides-poverty.pdf\" target=\"_blank\" rel=\"noopener sponsored\" data-i13n=\"cpos:4;pos:1\" data-ylk=\"slk:poverty among older Americans has escalated;cpos:4;pos:1;elm:context_link;itc:0\" data-rapid_p=\"21\" data-v9y=\"1\">poverty among older Americans has escalated<\/a>. Policymakers and researchers have also been fretting that the share of older Americans with debt has risen from 38% to 63% since 1990, according to a recent\u00a0<a class=\"link \" href=\"https:\/\/crr.bc.edu\/what-are-the-implications-of-rising-debt-for-older-americans-2\/\" target=\"_blank\" rel=\"noopener sponsored\" data-i13n=\"cpos:5;pos:1\" data-ylk=\"slk:report;cpos:5;pos:1;elm:context_link;itc:0\" data-rapid_p=\"22\" data-v9y=\"1\">report<\/a>\u00a0by the Center for Retirement Research at Boston College.<\/p>\n<p>&#8220;Many people retired during the pandemic for a variety of reasons and the financial reality of that is now hitting home,&#8221; Chris Farrell, author of &#8220;<a class=\"link \" href=\"https:\/\/www.amazon.com\/Unretirement-Boomers-Changing-Think-Community\/dp\/1632863235\" target=\"_blank\" rel=\"noopener sponsored\" data-i13n=\"cpos:6;pos:1\" data-ylk=\"slk:Unretirement;cpos:6;pos:1;elm:context_link;itc:0\" data-rapid_p=\"24\" data-v9y=\"0\">Unretirement<\/a>&#8221; and &#8220;<a class=\"link \" href=\"https:\/\/www.amazon.com\/Purpose-Paycheck-Chris-Farrell\/dp\/0814439616\/ref=tmm_hrd_swatch_0?_encoding=UTF8&amp;qid=&amp;sr=\" target=\"_blank\" rel=\"noopener sponsored\" data-i13n=\"cpos:7;pos:1\" data-ylk=\"slk:Purpose and a Paycheck;cpos:7;pos:1;elm:context_link;itc:0\" data-rapid_p=\"25\" data-v9y=\"0\">Purpose and a Paycheck<\/a>,&#8221; told Yahoo Finance. &#8220;Working even a few hours a week can help shore up household finances.&#8221;<\/p>\n<p>&#8220;They\u2019re taking advantage of the tight labor market to unretire, often by picking up part-time work, flexible gigs, starting their own business, and even encore careers,&#8221; Farrell said.<\/p>\n<p>Damascus, Md.-based resident Gary Socha, 69, who retired after being laid off during the pandemic from his publishing job, stepped back in two years ago and is now working part time, four hours a day, as an advertising and event representative.<\/p>\n<p>&#8220;It was too early, and my wife is five years younger and still working,&#8221; Socha told Yahoo Finance. &#8220;And financially&#8230; it just seems to make sense to make some more money and make yourself a little bit more secure and more comfortable for when you do retire. I could see doing this for quite a while.&#8221;<\/p>\n<p>For other retirees, the lack of retirement planning or saving is coming back to haunt them.<\/p>\n<p>&#8220;It&#8217;s not uncommon for people to retire without having actually made a retirement plan, and then find some financial surprises along the way,&#8221; Mark Miller, a retirement expert and author of &#8220;<a class=\"link \" href=\"https:\/\/www.amazon.com\/Retirement-Reboot-Commonsense-Financial-Strategies\/dp\/1572843195\" target=\"_blank\" rel=\"noopener sponsored\" data-i13n=\"cpos:8;pos:1\" data-ylk=\"slk:Retirement Reboot;cpos:8;pos:1;elm:context_link;itc:0\" data-rapid_p=\"26\" data-v9y=\"0\">Retirement Reboot<\/a>,&#8221; told Yahoo Finance. &#8220;That can prompt some people to go back to work. And the faster pace of inflation we&#8217;ve been experiencing also is motivating some people to go back to work, just to help cover their living expenses.&#8221;<\/p>\n<figure class=\"caas-figure\">\n<div class=\"caas-figure-with-pb\">\n<div>\n<div class=\"caas-img-container\"><img decoding=\"async\" class=\"caas-img caas-lazy has-preview caas-loaded\" src=\"https:\/\/s.yimg.com\/ny\/api\/res\/1.2\/pArrVczIh.DwmcIF73VQ0Q--\/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTcyNTtjZj13ZWJw\/https:\/\/s.yimg.com\/os\/creatr-uploaded-images\/2023-10\/2e24f7f0-6475-11ee-9b7b-4abcd5c0d265\" alt=\"T. Rowe Price\" data-caas-lazy-loading-init=\"1\" \/><\/div>\n<\/div>\n<\/div>\n<div class=\"caption-wrapper caption-aligned-with-image\">\n<div class=\"caption-wrapper caption-aligned-with-image\"><\/div>\n<\/div><figcaption class=\"caption-collapse\" data-id=\"m-1\">Source: T. Rowe Price<span class=\"caption-credit\">\u00a0(T. Rowe Price)<\/span><\/figcaption><\/figure>\n<p>How much wealth you have to tap, of course, is the lynchpin. There\u2019s a huge difference by household assets when it comes to retirees who say they &#8220;don\u2019t need to work,&#8221; according to<strong>\u00a0<\/strong>the T. Rowe Price report, which surveyed 2,895 401(k) retirement plan participants and 1,136 retirees with a Rollover IRA or a left-in-plan balance.<\/p>\n<p>The report found 37% of retirees with household assets under $50,000 said they don\u2019t need to work versus 55% of those in the $50,000-to-$250,000 category and 72% with assets of $750,000 and above.<\/p>\n<p>Women are particularly vulnerable. In the report, 49% of retired women who were working or looking for work said they need the money compared to 41% of men.<\/p>\n<p>One reason is that many women have less savings to depend on in retirement and lower Social Security benefits because of time out of the workplace for caregiving.<\/p>\n<p><em>Learn more about\u00a0<\/em><a class=\"link yahoo-link\" href=\"https:\/\/finance.yahoo.com\/personal-finance\/alternatives-to-savings-accounts-121228973.html\" data-i13n=\"cpos:9;pos:1\" data-ylk=\"slk:top savings tools: 4 alternatives to savings accounts;cpos:9;pos:1;elm:context_link;itc:0;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" data-rapid_p=\"27\" data-v9y=\"0\"><em>top savings tools: 4 alternatives to savings accounts<\/em><\/a><\/p>\n<p>&#8220;Typically, lower incomes, higher debt loads \u2014 especially student loans \u2014 and shorter job tenures are some of the factors contributing to the gender savings gap,&#8221; Sudipto Banerjee, T. Rowe Price\u2019s vice president, retirement, and author of the report, told Yahoo Finance at the\u00a0<a class=\"link \" href=\"https:\/\/wiserwomen.org\/\" target=\"_blank\" rel=\"noopener sponsored\" data-i13n=\"cpos:10;pos:1\" data-ylk=\"slk:WISER;cpos:10;pos:1;elm:context_link;itc:0\" data-rapid_p=\"28\" data-v9y=\"0\">WISER\u00a0<\/a>Annual Women\u2019s Retirement Symposium.<\/p>\n<p>The biggest financial payoffs of additional years of paid work are pushing back retirement account withdrawals, continuing to save, and delaying claiming Social Security benefits.<\/p>\n<p>&#8220;Additional income can give you more time to contribute to your savings and it can also help you pay down<a class=\"link yahoo-link\" href=\"https:\/\/finance.yahoo.com\/news\/credit-card-debt-is-still-a-big-problem-even-though-the-fed-didnt-hike-interest-rates-204539752.html\" data-i13n=\"cpos:11;pos:1\" data-ylk=\"slk:debt;cpos:11;pos:1;elm:context_link;itc:0;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" data-rapid_p=\"29\" data-v9y=\"0\">\u00a0debt<\/a>\u00a0and increase your cash reserves ahead of full retirement,&#8221; Ward said. And for those unretirees who haven\u2019t started taking their Social Security benefit, delaying to claim means more money down the road.<\/p>\n<p>&#8220;You\u2019ll get a higher benefit, and it&#8217;s\u00a0<a class=\"link yahoo-link\" href=\"https:\/\/finance.yahoo.com\/news\/social-security-benefits-could-rise-by-more-than-57-a-month-next-year-210221469.html\" data-i13n=\"cpos:12;pos:1\" data-ylk=\"slk:inflation-adjusted,;cpos:12;pos:1;elm:context_link;itc:0;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" data-rapid_p=\"30\" data-v9y=\"0\">inflation-adjusted,\u00a0<\/a>so that\u2019s a good deal for many people,&#8221; Ward said.<\/p>\n<h2>The feel good part of staying on the job<\/h2>\n<p>There\u2019s also the emotional draw of working, which is the second most-cited reason retirees choose to return to work.<\/p>\n<p>Many retirees see part-time work as a good transition strategy with 57% of retirees wanting to continue working in some form, the T. Rowe Price report found. Men, in particular, were more likely to cite social connections as motivation to work.<\/p>\n<p>&#8220;A lot of us want to work part-time in retirement,&#8221; Eisenberg said. &#8220;We want to stay active, have social connections, bring in some income and to stay mentally engaged, but we also want to have time to do other things.&#8221;<\/p>\n<p>Plus, there\u2019s the freedom to do what you want to do this time around, Eisenberg said. That means choosing a working route that isn\u2019t stuffed with meetings, administrative duties \u2014 all &#8220;the parts of our former job that we didn&#8217;t like so much.&#8221;<\/p>\n<p>And then there are the psychological benefits that work can offer, Robert Laura, a retirement coach, told Yahoo Finance. Several\u00a0<a class=\"link \" href=\"https:\/\/www.google.com\/search?q=mental+health+and+working+in+retirement&amp;rlz=1C5GCEA_enUS988US988&amp;oq=mental+health+and+working+in+retirement&amp;gs_lcrp=EgZjaHJvbWUyCQgAEEUYORigATIGCAEQRRhAMgYIAhBFGEAyBggDEEUYQNIBCDU5NDVqMGo3qAIAsAIA&amp;sourceid=chrome&amp;ie=UTF-8\" target=\"_blank\" rel=\"noopener sponsored\" data-i13n=\"cpos:13;pos:1\" data-ylk=\"slk:studies;cpos:13;pos:1;elm:context_link;itc:0\" data-rapid_p=\"31\" data-v9y=\"0\">studies\u00a0<\/a>have indicated the positive mental effects of working. In fact, among older adults, retirees are more likely to\u00a0<a class=\"link \" href=\"https:\/\/www.ncbi.nlm.nih.gov\/pmc\/articles\/PMC9288177\/\" target=\"_blank\" rel=\"noopener sponsored\" data-i13n=\"cpos:14;pos:1\" data-ylk=\"slk:experience depression;cpos:14;pos:1;elm:context_link;itc:0\" data-rapid_p=\"32\" data-v9y=\"0\">experience depression\u00a0<\/a>compared to those who are still working, according to one recent paper.<\/p>\n<p>&#8220;Work provides routine, structure, connection, mental stimulus, purpose, and relevance,&#8221; Laura said. &#8220;These are all things that many people don&#8217;t realize they are losing when they leave work and that aren&#8217;t easily replaced with golf, grandkids, and crossword puzzles.&#8221;<\/p>\n<div class=\"caas-attr author\">\n<p><a class=\"link caas-attr-logo\" href=\"https:\/\/www.yahoo.com\/author\/kerry-hannon\/\" data-ylk=\"elm:author;slk:Kerry Hannon;itc:0\" data-rapid_p=\"11\" data-v9y=\"1\"><img decoding=\"async\" class=\"caas-img\" src=\"https:\/\/s.yimg.com\/ny\/api\/res\/1.2\/4SPbKFGNjBI4WwNS..te9A--\/YXBwaWQ9aGlnaGxhbmRlcjt3PTgwO2g9ODA7Y2Y9d2VicA--\/https:\/\/s.yimg.com\/os\/creatr-uploaded-images\/2023-07\/41712030-1c23-11ee-bcf7-7d286db2677e\" alt=\"Kerry Hannon\" data-src=\"https:\/\/s.yimg.com\/ny\/api\/res\/1.2\/4SPbKFGNjBI4WwNS..te9A--\/YXBwaWQ9aGlnaGxhbmRlcjt3PTgwO2g9ODA7Y2Y9d2VicA--\/https:\/\/s.yimg.com\/os\/creatr-uploaded-images\/2023-07\/41712030-1c23-11ee-bcf7-7d286db2677e\" \/><\/a><\/p>\n<div class=\"caas-attr-meta\">\n<div class=\"caas-attr-item-author\">\n<p><span class=\"caas-author-byline-collapse\" data-id=\"m-0\"><a class=\"link\" href=\"https:\/\/www.yahoo.com\/author\/kerry-hannon\/\" data-ylk=\"elm:author;slk:Kerry Hannon;itc:0\" data-rapid_p=\"12\" data-v9y=\"1\">Kerry Hannon<\/a><\/span><\/p>\n<div class=\"caas-attr-item\">Senior Columnist<\/div>\n<\/div>\n<div class=\"caas-attr-time-style\"><span class=\"caas-attr-meta-separator\">\u00b7<\/span><span class=\"caas-attr-mins-read\">6 min read<\/span><\/div>\n<\/div>\n<\/div>\n<p><em>Kerry Hannon is a Senior Reporter and Columnist at Yahoo Finance. She is a workplace futurist, a career and retirement strategist, and the author of 14 books, including &#8220;<\/em><a class=\"link \" href=\"https:\/\/kerryhannon.com\/?page_id=9253\" target=\"_blank\" rel=\"noopener sponsored\" data-i13n=\"cpos:15;pos:1\" data-ylk=\"slk:In Control at 50+: How to Succeed in The New World of Work&quot;;cpos:15;pos:1;elm:context_link;itc:0\" data-rapid_p=\"33\" data-v9y=\"1\"><em>In Control at 50+: How to Succeed in The New World of Work&#8221;<\/em><\/a><em>\u00a0and &#8220;Never Too Old To Get Rich.&#8221; Follow her on Twitter\u00a0<\/em><a class=\"link \" href=\"https:\/\/twitter.com\/KerryHannon\" target=\"_blank\" rel=\"noopener sponsored\" data-i13n=\"cpos:16;pos:1\" data-ylk=\"slk:@kerryhannon;cpos:16;pos:1;elm:context_link;itc:0\" data-rapid_p=\"34\" data-v9y=\"1\"><em>@kerryhannon<\/em><\/a><em>.<\/em><\/p>\n<p><a class=\"link \" href=\"https:\/\/finance.yahoo.com\/topic\/personal-finance\" data-i13n=\"cpos:17;pos:1\" data-ylk=\"slk:Click here for the latest personal finance news to help you with investing, paying off debt, buying a home, retirement, and more;cpos:17;pos:1;elm:context_link;itc:0\" data-rapid_p=\"35\" data-v9y=\"1\"><strong>Click here for the latest personal finance news to help you with investing, paying off debt, buying a home, retirement, and more<\/strong><\/a><\/p>\n<p><a class=\"link \" href=\"https:\/\/finance.yahoo.com\/news\/\" data-i13n=\"cpos:18;pos:1\" data-ylk=\"slk:Read the latest financial and business news from Yahoo Finance;cpos:18;pos:1;elm:context_link;itc:0\" data-rapid_p=\"36\" data-v9y=\"1\"><strong>Read the latest financial and business news from Yahoo Finance<\/strong><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<aside class=\"caas-aside-section\">\n<div class=\"caas-non-sticky-sda\">\n<div id=\"sda-MON\" class=\"caas-sda\"><\/div>\n<div id=\"module-dynamicRR\" class=\"W(300px) Pos(r) Mt(10px) Mb($gridMargin)\">\n<div id=\"module-trending\" class=\"wafer-rapid-module\">\n<div id=\"wafer-trending-bar\">\n<p><strong><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen-Sans, Ubuntu, Cantarell, 'Helvetica Neue', sans-serif;\">Read more:<\/span><\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/aside>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"postArticle\" class=\"Pos(r) Mb($gridMargin) Mt(-20px) Pstart(183px) Pend(34%)\">\n<div id=\"module-editorialPicks\" class=\"wafer-rapid-module Mb(20px) wafer-rapid-tracked\">\n<div id=\"wafer-trending-bar\" class=\"Bdrs(8px) Bdw(1px) Bdc(#e0e4e9) Bds(s) Pb(20px) Px(20px)\">\n<ul class=\"common simple-list Pstart(0) List(n) Mt(24px)\">\n<li class=\"common simple-list-item stream-item D(n):e Mih(74px) Mt(28px) Mt(0):fc js-stream-content\">\n<div class=\"item-hover-trigger Pos(r)\">\n<div class=\"item-img-wrapper Pos(r) Fl(end) Mstart(20px) Ov(h) Fxs(0) Bdrs(8px) Z(0)\"><\/div>\n<div class=\"simple-item-content\">\n<h4 class=\"Fz(20px) Lh(1.4) Fw(600) D(b) Pos(r) T(2px) My(0) W(100%) Trs(colorTransition) item-hover-trigger:h_C($titleHoverColor)\"><a class=\"Td(n) C($inherit) Td(n) C($inherit) D(f) js-content-viewer rapidnofollow\" href=\"https:\/\/finance.yahoo.com\/news\/the-best-and-worst-retirement-systems-in-the-world-us-is-just-mediocre-survey-finds-172306791.html\" data-uuid=\"15072b37-38df-4759-8764-7bf0e002fc36\" data-ylk=\"elm:hdln;itc:0;pos:1;sec:readmore;subsec:readmore;cpos:1;ct:story;g:15072b37-38df-4759-8764-7bf0e002fc36\" data-hosted-type=\"HOSTED\" data-rapid_p=\"1\" data-v9y=\"1\">The best and worst retirement systems in the world: US is just mediocre, survey finds<\/a><\/h4>\n<div class=\"StretchedBox Z(1)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"action-bar Mt(8px) Mend(8px) D(f) Fld(r) Fxw(w) Jc(sb) Ai(c) Mih(19px) Pos(r)\">\n<div class=\"Fz(12px) C($commentColor)\"><span class=\"provider-name D(ib) Va(m) Ell Maw(115px)\">Yahoo Finance<\/span><span class=\"separator Px(4px) Va(m)\">\u00b7<\/span><span class=\"mins-read D(ib) Va(m) Ell Maw(115px)\">6 min read<\/span><\/div>\n<div class=\"actions\"><\/div>\n<\/div>\n<\/li>\n<li class=\"common simple-list-item stream-item D(n):e Mih(74px) Mt(28px) Mt(0):fc js-stream-content\">\n<div class=\"item-hover-trigger Pos(r)\">\n<div class=\"item-img-wrapper Pos(r) Fl(end) Mstart(20px) Ov(h) Fxs(0) Bdrs(8px) Z(0)\"><\/div>\n<div class=\"simple-item-content\">\n<h4 class=\"Fz(20px) Lh(1.4) Fw(600) D(b) Pos(r) T(2px) My(0) W(100%) Trs(colorTransition) item-hover-trigger:h_C($titleHoverColor)\"><a class=\"Td(n) C($inherit) Td(n) C($inherit) D(f) js-content-viewer rapidnofollow\" href=\"https:\/\/finance.yahoo.com\/news\/heres-how-to-find-greater-meaning-in-the-workplace-124536082.html\" data-uuid=\"5e24e687-629c-4d3b-bf47-cffc1399fea7\" data-ylk=\"elm:hdln;itc:0;pos:1;sec:readmore;subsec:readmore;cpos:2;ct:story;g:5e24e687-629c-4d3b-bf47-cffc1399fea7\" data-hosted-type=\"HOSTED\" data-rapid_p=\"2\" data-v9y=\"1\">Here&#8217;s how to find &#8216;greater meaning in the workplace&#8217;<\/a><\/h4>\n<div class=\"StretchedBox Z(1)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"action-bar Mt(8px) Mend(8px) D(f) Fld(r) Fxw(w) Jc(sb) Ai(c) Mih(19px) Pos(r)\">\n<div class=\"Fz(12px) C($commentColor)\"><span class=\"provider-name D(ib) Va(m) Ell Maw(115px)\">Yahoo Finance<\/span><span class=\"separator Px(4px) Va(m)\">\u00b7<\/span><span class=\"mins-read D(ib) Va(m) Ell Maw(115px)\">7 min read<\/span><\/div>\n<div class=\"actions\"><\/div>\n<\/div>\n<\/li>\n<li class=\"common simple-list-item stream-item D(n):e Mih(74px) Mt(28px) Mt(0):fc js-stream-content\">\n<div class=\"item-hover-trigger Pos(r)\">\n<div class=\"item-img-wrapper Pos(r) Fl(end) Mstart(20px) Ov(h) Fxs(0) Bdrs(8px) Z(0)\"><\/div>\n<div class=\"simple-item-content\">\n<h4 class=\"Fz(20px) Lh(1.4) Fw(600) D(b) Pos(r) T(2px) My(0) W(100%) Trs(colorTransition) item-hover-trigger:h_C($titleHoverColor)\"><a class=\"Td(n) C($inherit) Td(n) C($inherit) D(f) js-content-viewer rapidnofollow\" href=\"https:\/\/finance.yahoo.com\/news\/social-security-benefits-will-increase-32-next-year-131142651.html\" data-uuid=\"695722df-e087-4f71-95c2-6476a0a3f730\" data-ylk=\"elm:hdln;itc:0;pos:1;sec:readmore;subsec:readmore;cpos:3;ct:story;g:695722df-e087-4f71-95c2-6476a0a3f730\" data-hosted-type=\"HOSTED\" data-rapid_p=\"3\" data-v9y=\"1\">Social Security benefits will increase 3.2% next year<\/a><\/h4>\n<div class=\"StretchedBox Z(1)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"action-bar Mt(8px) Mend(8px) D(f) Fld(r) Fxw(w) Jc(sb) Ai(c) Mih(19px) Pos(r)\">\n<div class=\"Fz(12px) C($commentColor)\"><span class=\"provider-name D(ib) Va(m) Ell Maw(115px)\">Yahoo Finance<\/span><span class=\"separator Px(4px) Va(m)\">\u00b7<\/span><span class=\"mins-read D(ib) Va(m) Ell Maw(115px)\">4 min read<\/span><\/div>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"padding-bottom:20px; padding-top:10px;\" class=\"hupso-share-buttons\"><!-- Hupso Share Buttons - http:\/\/www.hupso.com\/share\/ --><a class=\"hupso_toolbar\" href=\"http:\/\/www.hupso.com\/share\/\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/static.hupso.com\/share\/buttons\/share-small.png?w=640&#038;ssl=1\" style=\"border:0px; padding-top:5px; float:left;\" alt=\"Share Button\"\/><\/a><script type=\"text\/javascript\">var hupso_services_t=new Array(\"Twitter\",\"Facebook\",\"Google Plus\",\"Pinterest\",\"Linkedin\",\"StumbleUpon\",\"Digg\",\"Reddit\",\"Bebo\",\"Delicious\");var hupso_background_t=\"#EAF4FF\";var hupso_border_t=\"#66CCFF\";var hupso_toolbar_size_t=\"small\";var hupso_image_folder_url = \"\";var hupso_url_t=\"\";var hupso_title_t=\"More retirees are Unretiring. What&#039;s that all about?\";<\/script><script type=\"text\/javascript\" src=\"https:\/\/static.hupso.com\/share\/js\/share_toolbar.js\"><\/script><!-- Hupso Share Buttons --><\/div>","protected":false},"excerpt":{"rendered":"<p>Many retirees see part-time work as a good transition strategy with 57% of retirees wanting to continue working in some form, the T. Rowe Price report found. Men, in particular, were more likely to cite social connections as motivation to work.<\/p>\n<div style=\"padding-bottom:20px; padding-top:10px;\" class=\"hupso-share-buttons\"><!-- Hupso Share Buttons - http:\/\/www.hupso.com\/share\/ --><a class=\"hupso_toolbar\" href=\"http:\/\/www.hupso.com\/share\/\"><img src=\"https:\/\/static.hupso.com\/share\/buttons\/share-small.png\" style=\"border:0px; padding-top:5px; float:left;\" alt=\"Share Button\"\/><\/a><script type=\"text\/javascript\">var hupso_services_t=new Array(\"Twitter\",\"Facebook\",\"Google Plus\",\"Pinterest\",\"Linkedin\",\"StumbleUpon\",\"Digg\",\"Reddit\",\"Bebo\",\"Delicious\");var hupso_background_t=\"#EAF4FF\";var hupso_border_t=\"#66CCFF\";var hupso_toolbar_size_t=\"small\";var hupso_image_folder_url = \"\";var hupso_url_t=\"\";var hupso_title_t=\"More retirees are Unretiring. 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