{"id":3285,"date":"2013-09-28T04:00:24","date_gmt":"2013-09-28T08:00:24","guid":{"rendered":"https:\/\/kerryhannon.com\/?p=3285"},"modified":"2016-09-27T17:23:00","modified_gmt":"2016-09-27T21:23:00","slug":"10-ways-to-cut-the-cost-of-going-back-to-college","status":"publish","type":"post","link":"https:\/\/kerryhannon.com\/?p=3285","title":{"rendered":"10 Ways To Cut The Cost Of Going Back To College"},"content":{"rendered":"<p><a href=\"https:\/\/i0.wp.com\/kerryhannon.com\/wp-content\/uploads\/2012\/10\/next-ave.gif?ssl=1\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"2284\" data-permalink=\"https:\/\/kerryhannon.com\/?attachment_id=2284\" data-orig-file=\"https:\/\/i0.wp.com\/kerryhannon.com\/wp-content\/uploads\/2012\/10\/next-ave.gif?fit=300%2C300&amp;ssl=1\" data-orig-size=\"300,300\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;}\" data-image-title=\"next-ave\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/kerryhannon.com\/wp-content\/uploads\/2012\/10\/next-ave.gif?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/kerryhannon.com\/wp-content\/uploads\/2012\/10\/next-ave.gif?fit=300%2C300&amp;ssl=1\" class=\"alignleft size-thumbnail wp-image-2284\" src=\"https:\/\/i0.wp.com\/kerryhannon.com\/wp-content\/uploads\/2012\/10\/next-ave.gif?resize=150%2C150&#038;ssl=1\" alt=\"next-ave\" width=\"150\" height=\"150\" srcset=\"https:\/\/i0.wp.com\/kerryhannon.com\/wp-content\/uploads\/2012\/10\/next-ave.gif?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/kerryhannon.com\/wp-content\/uploads\/2012\/10\/next-ave.gif?w=300&amp;ssl=1 300w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/a>As the brisk fall air creeps in on this fine September morning, I can\u2019t help but wax nostalgic about the start of a new school year.<\/p>\n<p>I remember the butterflies in my stomach just before learning who my college professors would be, the fun of cracking open new books and the joy of buying clothes for the fall semester.<\/p>\n<aside data-position=\"4\"><\/aside>\n<p>It\u2019s been, gulp, three decades since my undergraduate days and \u2014 like many people my age \u2014 I\u2019m thinking about heading back to class. If you are too, I have some suggestions on how to save money on tuition, whether you want to get an undergraduate or graduate degree, a certificate or just enroll in a few college courses.<\/p>\n<p><strong>Contemplating a College Certificate<\/strong><\/p>\n<p>This week, I started gathering information about a certificate program I\u2019m interested in pursuing. I think it was the back-to-school buzz in the air that got me going.<\/p>\n<p>(<strong>MORE:<\/strong>\u00a0<a href=\"http:\/\/www.nextavenue.org\/blog\/when-does-it-pay-go-back-school-midlife\" target=\"_blank\">When Does It Pay to Go Back to School in Midlife?<\/a>)<\/p>\n<p>I\u2019ve also been inspired by people like\u00a0<a href=\"http:\/\/www.katecarmel.com\/\" target=\"_blank\">Kate Carmel<\/a>, now 73, who I interviewed a few years back for an article. Shortly before Carmel retired from auction house Phillips de Pury &amp; Co. in New York City, she enrolled at New York University to get certified by the Appraisers Association of America. That let her work part-time as a certified art appraiser, advising people on claiming tax deductions for their art donations.<\/p>\n<p><strong>The Older Student Boom<\/strong><\/p>\n<p>This fall, the generational mash-up at colleges is now in full-force with lots of Carmels in the classroom:\u00a0<a href=\"http:\/\/www.nextavenue.org\/article\/2013-05\/85-year-old-graduates-college-and-finds-job\" target=\"_blank\">50- to 80-year-old students<\/a>\u00a0studying alongside those in their teens and 20s on campus and via online courses.<\/p>\n<p>Several of my peers who are taking classes and picking up certifications tell me the hardest thing is carving out time to study. Of course, when pressed, they admit that the real stumbling block is coughing up the cash for tuition.<\/p>\n<p>A master\u2019s degree can set you back more than $40,000 annually. Even online certificate courses can be expensive. For example, the patient advocacy certificate program for older adults from\u00a0<a href=\"http:\/\/www.nextavenue.org\/blog\/working-retirement-how-be-patient-advocate\" target=\"_blank\">Empowered U.C.L.A. Extension that I wrote about<\/a>\u00a0on Next Avenue has a tuition price tag of around $7,400.<\/p>\n<p><strong>Check a College\u2019s Return on Investment<\/strong><\/p>\n<p>So before enrolling anywhere, determine whether the program is worth the money.<\/p>\n<p>\u201cIf you\u2019re looking for a degree to embark on your next career, make sure the school you\u2019ve chosen can back up its claims of greatness with an effective return on investment,\u201d says Brendon McQueen, founder and chief executive of\u00a0<a href=\"http:\/\/www.tuition.io\/\" target=\"_blank\">Tuition.io<\/a>, a site that helps student-loan borrowers manage their debt. He recommends Bloomberg Businessweek\u2019s\u00a0<a href=\"http:\/\/images.businessweek.com\/slideshows\/2012-04-09\/best-colleges-for-return-on-investment\" target=\"_blank\">Best Colleges for Return on Investment<\/a>\u00a0as a good starting point for your due diligence.<\/p>\n<p>Whether you\u2019re eyeing a return to campus to prepare for a second act, to refire your current job for a possible promotion or to keep your mind nimble, here are 10 money-saving ways to do it:<\/p>\n<p><strong>1. Look for free or discounted tuition based on your age.<\/strong>\u00a0As a\u00a0<a href=\"http:\/\/www.huffingtonpost.com\/hilary-young\/consider-going-back-to-sc_b_3894493.html?utm_hp_ref=fifty&amp;ir=Fifty\" target=\"_blank\">Huffington Post article on older students<\/a>\u00a0just noted, a growing number of colleges have juicy tuition deals for students 60 or older.<\/p>\n<p>California\u2019s 23 state universities offer free tuition in their Over 60 Program, for example, and all of Texas\u2019 public colleges and universities have tuition reduction programs for students 55 or older. Check with your state\u2019s department of education to see if there are similar deals near you.<\/p>\n<p>(<strong>MORE:<\/strong>\u00a0<a href=\"http:\/\/www.nextavenue.org\/blog\/why-i-went-back-college\" target=\"_blank\">Why I Went Back to College<\/a>)<\/p>\n<aside data-position=\"4\"><\/aside>\n<p><strong>2. Sign up for a free or nearly-free MOOC.\u00a0<\/strong>That\u2019s the acronym for the popular Massively Open Online Courses, like Coursera, Udacity, EdX and Lynda. Often offered by top-tier universities, like Stanford and Princeton, MOOCs offer cheap ways to learn from their instructors anytime, anywhere. Next Avenue\u2019s article, \u201c<a href=\"http:\/\/www.nextavenue.org\/article\/2013-09\/cheapest-and-easiest-way-learn-anything\" target=\"_blank\">The Cheapest and Easiest Way to Learn Anything<\/a>,\u201d will give you the scoop.<\/p>\n<p><strong>3. Check with your employer<\/strong>. Under federal law, employers can offer tax-free education assistance of up to $5,250 in 2013. You might not even need to be studying something directly related to your job to take advantage of this benefit.<\/p>\n<p>But you may need to earn a minimum grade or get your manager\u2019s approval for the curriculum to be eligible for this workplace perk, says\u00a0<a href=\"http:\/\/www.mitchelldweiss.com\/\" target=\"_blank\">Mitchell D. Weiss<\/a>, adjunct professor of finance at the University of Hartford and co-founder of its Center for Personal Financial Responsibility.<\/p>\n<p>Some employers also require you to stay with them for a certain length of time after taking the course or repay the tuition if you leave.<\/p>\n<p><strong>4. Explore community colleges.<\/strong>\u00a0Their courses usually cost just a few hundred dollars per credit. Especially worth checking out: the American Association of Community Colleges\u2019\u00a0<a href=\"http:\/\/plus50.aacc.nche.edu\/Pages\/Default.aspx\" target=\"_blank\">Plus 50 Initiative\u00a0<\/a>at 18 schools across the country, whose curriculum is designed to help students 50 and older train for new jobs.<\/p>\n<p><strong>5. Negotiate for a fast-track degree.\u00a0<\/strong>Weiss says if you\u2019re aiming for a degree, you may be able to get your tuition lowered by getting the college to waive some required courses because of your \u201cexperiential\u201d credit. You might have a strong case that you\u2019ve learned through work and life what the courses teach.<\/p>\n<p>\u201cDon\u2019t be bashful about advocating for yourself,\u201d Weiss says. \u201cIt\u2019s worth your time and could save you money.\u201d<\/p>\n<p><strong>6. Get Uncle Sam to share your tuition costs.\u00a0<\/strong>There are a bunch of education tax breaks. To see whether you\u2019d qualify for any of these credits or deductions, visit the\u00a0<a href=\"http:\/\/www.irs.gov\/uac\/Tax-Benefits-for-Education:-Information-Center\" target=\"_blank\">Tax Benefits for Education Information Center on the IRS website<\/a>\u00a0and\u00a0<a href=\"http:\/\/www.irs.gov\/pub\/irs-pdf\/p970.pdf\" target=\"_blank\">IRS Publication 970: Tax Benefits for Education<\/a>\u00a0(that online publication is for 2012 returns because the 2013 version isn\u2019t up yet, but it\u2019ll let you see who can claim the various tax breaks.)<\/p>\n<p><strong>7. Save through a 529 plan<\/strong>. This tax-favored program, run by the states, isn\u2019t just for your kid\u2019s college tuition. Anyone of any age can invest money in a 529 plan and use the cash for his or her future education costs.<\/p>\n<p>A 529\u2019s earnings are tax-free when you withdraw the money to pay higher education expenses. Some states even let residents deduct 529 contributions from their state income taxes. And if you wind up not using some or all of the money, you can transfer the funds to another beneficiary, like your child or grandchild.<\/p>\n<p>You can research 529 plans at\u00a0<a href=\"http:\/\/savingforcollege.com\/\" target=\"_blank\">Savingforcollege.com<\/a>\u00a0or the website of the\u00a0<a href=\"http:\/\/www.collegesavings.org\/\" target=\"_blank\">College Savings Plans Network<\/a>.<\/p>\n<p><strong>8. For an undergraduate degree, check out federal Pell grants.<\/strong>\u00a0They are interest-free and don\u2019t need to be repaid; the 2013-2014 maximum award is $5,645.<\/p>\n<p>The amount you\u2019ll qualify for depends on such factors as your financial need, tuition costs and whether you\u2019ll be a full-time or part-time student. For more on this type of aid, go to the\u00a0<a href=\"https:\/\/studentaid.ed.gov\/types\/grants-scholarships\/pell\" target=\"_blank\">Pell grant area of the U.S. Department of Education\u2019s website<\/a>.<\/p>\n<p><strong>9. Try to snag an older-student grant, scholarship or fellowship.<\/strong>\u00a0Some groups and foundations offer them, though it may take some sleuthing to track down this interest-free financing.<\/p>\n<p>The\u00a0<a href=\"http:\/\/www.aauw.org\/what-we-do\/educational-funding-and-awards\" target=\"_blank\">American Association of University Women<\/a>, for example, offers fellowships and grants for women going back to school to advance their careers, change careers or re-enter the work force.<\/p>\n<p>For more on grants, scholarships and fellowships, check out the sites\u00a0<a href=\"http:\/\/www.fastweb.com\/\" target=\"_blank\">FastWeb.com<\/a>,\u00a0\u00a0<a href=\"http:\/\/www.finaid.org\/\" target=\"_blank\">FinAid.org<\/a>\u00a0and <a href=\"https:\/\/www.goodcall.com\/scholarships\/\">GoodCall.com<\/a><\/p>\n<p><strong>10. If you must borrow, do it at the least possible cost<\/strong>. The Consumer Financial Protection Bureau site has\u00a0<a href=\"http:\/\/www.consumerfinance.gov\/paying-for-college\" target=\"_blank\">excellent college financing advice<\/a>\u00a0to help you choose the right loan and pay the least amount of interest.<\/p>\n<p>Try to get a\u00a0<a href=\"http:\/\/www.direct.ed.gov\/\" target=\"_blank\">Federal Direct Loan<\/a>. Rates on these loans are fixed and low (currently 3.86% for undergrads; 5.41% for grad students).<\/p>\n<p>You may be able to get your monthly student loan payments reduced if, after graduating, you\u2019ll work in public safety, public health, education, social work or the nonprofit sector. Learn more about this at the\u00a0<a href=\"http:\/\/studentaid.ed.gov\/repay-loans\/forgiveness-cancellation\/charts\/public-service\" target=\"_blank\">Public Service Loan forgiveness program area of the Department of Education site<\/a>.<\/p>\n<p><strong>My Next Step for Returning to College<\/strong><\/p>\n<p>As for my back-to-school fall fix, I just might cruise by the American University campus today when I take my Labrador retriever for her afternoon walk, ponder the possibilities and dream a little.<\/p>\n<p>No charge for that.<\/p>\n<p><em><a href=\"http:\/\/www.forbes.com\/sites\/kerryhannon\/\"><img decoding=\"async\" src=\"https:\/\/www.gravatar.com\/avatar\/f3f21b8b227f89cf69f36f34d6a5ac60?s=40&amp;r=pg&amp;d=http%3A%2F%2Fb-i.forbesimg.com%2Fassets%2Fimages%2Favatars%2Fgeneric_profile_image_40.jpg\" alt=\"Kerry Hannon\" \/><\/a><a href=\"http:\/\/www.forbes.com\/sites\/kerryhannon\/\">Kerry Hannon<\/a>,\u00a0Contributor<\/em><\/p>\n<p><em>Kerry Hannon has spent more than 25 years covering personal finance for Forbes, Money, U.S. News &amp; World Report and USA Today. Her website is\u00a0<a href=\"https:\/\/kerryhannon.com\/\" target=\"_blank\">kerryhannon.com<\/a>. Follow her on Twitter\u00a0<a href=\"http:\/\/twitter.com\/#!\/KerryHannon\" target=\"_blank\">@kerryhannon<\/a>.<\/em><\/p>\n<div><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/2013\/07\/02\/when-does-it-pay-to-go-back-to-school-in-midlife\/\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/b-i.forbesimg.com\/thumbnails\/blog_2395\/pt_2395_2634_o.jpg?w=640&#038;ssl=1\" alt=\"\" \/><\/a><\/div>\n<div><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/2013\/07\/02\/when-does-it-pay-to-go-back-to-school-in-midlife\/\">When Does It Pay To Go Back To School In Midlife?<\/a><\/div>\n<div><cite><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/\"><img decoding=\"async\" src=\"https:\/\/www.gravatar.com\/avatar\/8007d3045e558bb0a81e019c3a3e6ced?s=40&amp;r=pg&amp;d=http%3A%2F%2Fb-i.forbesimg.com%2Fassets%2Fimages%2Favatars%2Fgeneric_profile_image_40.jpg\" alt=\"Nancy Collamer\" \/><strong>Nancy Collamer<\/strong><\/a><\/cite><\/div>\n<div><cite><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/\">Contributor<\/a><\/cite><\/div>\n<div><\/div>\n<div><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/2013\/09\/13\/4-new-online-money-management-tools-worth-a-try\/\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/b-i.forbesimg.com\/thumbnails\/blog_2395\/pt_2395_3226_o.jpg?w=640&#038;ssl=1\" alt=\"\" \/><\/a><\/div>\n<div><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/2013\/09\/13\/4-new-online-money-management-tools-worth-a-try\/\">4 New Online Money Management Tools Worth A Try<\/a><\/div>\n<div><cite><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/\"><img decoding=\"async\" src=\"https:\/\/www.gravatar.com\/avatar\/39a6d8b4d66dd626a208dae867c4ab8e?s=40&amp;r=pg&amp;d=http%3A%2F%2Fb-i.forbesimg.com%2Fassets%2Fimages%2Favatars%2Fgeneric_profile_image_40.jpg\" alt=\"Richard Eisenberg\" \/><strong>Richard Eisenberg<\/strong><\/a><\/cite><\/div>\n<div><cite><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/\">Contributor<\/a><\/cite><\/div>\n<div><\/div>\n<div><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/2013\/07\/12\/why-ill-be-studying-spanish-forever\/\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/b-i.forbesimg.com\/thumbnails\/blog_2395\/pt_2395_2775_o.jpg?w=640&#038;ssl=1\" alt=\"\" \/><\/a><\/div>\n<div><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/2013\/07\/12\/why-ill-be-studying-spanish-forever\/\">Why I&#8217;ll Be Studying Spanish Forever<\/a><\/div>\n<div><cite><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/\"><img decoding=\"async\" src=\"https:\/\/www.gravatar.com\/avatar\/19470d7db6c0981855a6c77a0b38d6de?s=40&amp;r=pg&amp;d=http%3A%2F%2Fb-i.forbesimg.com%2Fassets%2Fimages%2Favatars%2Fgeneric_profile_image_40.jpg\" alt=\"Next Avenue\" \/><strong>Next Avenue<\/strong><\/a><\/cite><\/div>\n<div><cite><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/\">Contributor<\/a><\/cite><\/div>\n<div><\/div>\n<div><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/2013\/08\/29\/free-career-coaching-for-unemployed-college-grads\/\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/b-i.forbesimg.com\/thumbnails\/blog_2395\/pt_2395_3117_o.jpg?w=640&#038;ssl=1\" alt=\"\" \/><\/a><\/div>\n<div><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/2013\/08\/29\/free-career-coaching-for-unemployed-college-grads\/\">Free Career Coaching For Unemployed College Grads<\/a><\/div>\n<div><cite><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/\"><img decoding=\"async\" src=\"https:\/\/www.gravatar.com\/avatar\/19470d7db6c0981855a6c77a0b38d6de?s=40&amp;r=pg&amp;d=http%3A%2F%2Fb-i.forbesimg.com%2Fassets%2Fimages%2Favatars%2Fgeneric_profile_image_40.jpg\" alt=\"Next Avenue\" \/><strong>Next Avenue<\/strong><\/a><\/cite><\/div>\n<div><cite><a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/\">Contributor<\/a><\/cite><\/div>\n<div style=\"padding-bottom:20px; padding-top:10px;\" class=\"hupso-share-buttons\"><!-- Hupso Share Buttons - http:\/\/www.hupso.com\/share\/ --><a class=\"hupso_toolbar\" href=\"http:\/\/www.hupso.com\/share\/\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/static.hupso.com\/share\/buttons\/share-small.png?w=640&#038;ssl=1\" style=\"border:0px; padding-top:5px; float:left;\" alt=\"Share Button\"\/><\/a><script type=\"text\/javascript\">var hupso_services_t=new Array(\"Twitter\",\"Facebook\",\"Google Plus\",\"Pinterest\",\"Linkedin\",\"StumbleUpon\",\"Digg\",\"Reddit\",\"Bebo\",\"Delicious\");var hupso_background_t=\"#EAF4FF\";var hupso_border_t=\"#66CCFF\";var hupso_toolbar_size_t=\"small\";var hupso_image_folder_url = \"\";var hupso_url_t=\"\";var hupso_title_t=\"10 Ways To Cut The Cost Of Going Back To College\";<\/script><script type=\"text\/javascript\" src=\"https:\/\/static.hupso.com\/share\/js\/share_toolbar.js\"><\/script><!-- Hupso Share Buttons --><\/div>","protected":false},"excerpt":{"rendered":"<p>As the brisk fall air creeps in on this fine September morning, I can\u2019t help but wax nostalgic about the start of a new school year. I remember the butterflies in my stomach just before learning who my college professors would be, the fun of cracking open new books and the joy of buying clothes [&hellip;]<\/p>\n<div style=\"padding-bottom:20px; padding-top:10px;\" class=\"hupso-share-buttons\"><!-- Hupso Share Buttons - http:\/\/www.hupso.com\/share\/ --><a class=\"hupso_toolbar\" href=\"http:\/\/www.hupso.com\/share\/\"><img src=\"https:\/\/static.hupso.com\/share\/buttons\/share-small.png\" style=\"border:0px; padding-top:5px; float:left;\" alt=\"Share Button\"\/><\/a><script type=\"text\/javascript\">var hupso_services_t=new Array(\"Twitter\",\"Facebook\",\"Google Plus\",\"Pinterest\",\"Linkedin\",\"StumbleUpon\",\"Digg\",\"Reddit\",\"Bebo\",\"Delicious\");var hupso_background_t=\"#EAF4FF\";var hupso_border_t=\"#66CCFF\";var hupso_toolbar_size_t=\"small\";var hupso_image_folder_url = \"\";var hupso_url_t=\"\";var hupso_title_t=\"10 Ways To Cut The Cost Of Going Back To College\";<\/script><script type=\"text\/javascript\" src=\"https:\/\/static.hupso.com\/share\/js\/share_toolbar.js\"><\/script><!-- Hupso Share Buttons --><\/div>","protected":false},"author":2,"featured_media":2284,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[45,29,212,62],"tags":[345,340,191,134],"class_list":["post-3285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-college","category-finances","category-forbes-2","category-next-avenue","tag-college","tag-finances","tag-forbes","tag-next-avenue-2"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/kerryhannon.com\/wp-content\/uploads\/2012\/10\/next-ave.gif?fit=300%2C300&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/p3YFQS-QZ","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/kerryhannon.com\/index.php?rest_route=\/wp\/v2\/posts\/3285","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kerryhannon.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kerryhannon.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kerryhannon.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/kerryhannon.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3285"}],"version-history":[{"count":4,"href":"https:\/\/kerryhannon.com\/index.php?rest_route=\/wp\/v2\/posts\/3285\/revisions"}],"predecessor-version":[{"id":5842,"href":"https:\/\/kerryhannon.com\/index.php?rest_route=\/wp\/v2\/posts\/3285\/revisions\/5842"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kerryhannon.com\/index.php?rest_route=\/wp\/v2\/media\/2284"}],"wp:attachment":[{"href":"https:\/\/kerryhannon.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3285"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kerryhannon.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3285"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kerryhannon.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3285"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}